Uninsured/Underinsured Motorist Defense

We offer full service uninsured motorist and underinsured motorist (UM/SUM) claims handling and defense representation from the first notice of intention to make a claim through the entire arbitration process and then any resulting appellate practice.

Claim Review and Investigation

For uninsured/underinsured motorist defense cases, we provide pre-arbitration claim  review and investigation to ascertain the existence or non-existence of alternate coverage, perform
a fully informed objective evaluation of the risk presented, and evaluate your potential exposure to damages early in the claims process. We employ a variety of investigative  tools ranging from researching insurance records to conducting examinations under oath to gather the information needed
to effectively assess and contain your potential liability.

Coverage Disputes

Our extensive experience petitioning in court for stays of arbitration and conducting framed issue hearings along with our knowledge of local court procedures and judges allow us to effectively dispute coverage and liability for uninsured/underinsured motorist cases.


We appear on behalf of our clients at pre-arbitration conferences and arbitration hearings. Our review of medical records and testimony leaves no page unturned, allowing us to effectively challenge the claimant’s entitlement to benefits, mitigate damages, and evaluate claims for settlement where appropriate in all uninsured/underinsured motorist defense claims.


Our attorneys have experience challenging unfavorable arbitration awards and court decisions on petitions to stay arbitration via master arbitration, motions to vacate awards, and appeals to the state’s appellate courts. We will exhaust all available remedies to ensure the best possible resolution of all uninsured/underinsured motorist claims.

For Prospective Clients

Our hourly rates are among the lowest in the uninsured/underinsured motorist claims defense industry. We also offer flat fee options as well as hybrid options combining the two. If you would like to learn more about our UM/SUM programs please contact us at clientservices@jonesjonesllc.com